ContentsNon-Qualified Retirement PlansQualified Retirement Plans Non-Qualified Retirement Plans These deferred compensation plans allow an employee to postpone receiving income and earning wages for some time.  An employer must be responsible for maintaining the deferred income in a special fund until the employee leaves the company.  Contributions to non-qualified retirement plans are subject to taxes only  Full Article…

While mutual fund shareholders can receive capital gain distributions, these gains may actually be disadvantageous to the shareholder.  Capital gains and their respective taxes are based on how long the actual fund, not the investor, has held onto a particular security. Mutual Funds & Capital Gains DistributionsCapital gains distributions are the payments to a shareholder  Full Article…